Critical Illness Insurance


Critical Illness Insurance pays a lump sum cash benefit when you are diagnosed with a critical illness. In the late 1990s, this financial product was developed to help consumers cover expenses associated with critical illness. Appropriately, it’s called Critical Illness Insurance.
This specialized insurance provides a lump-sum, tax-free payment should a policyholder suffer from certain specific critical conditions. Some 600,000 Americans now have this protection purchased on an individual basis or through a plan offered by their employer.

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